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Travel Insurance Options

GeoBlue Trekker

Health and accident insurance for frequent international travel.

GeoBlue Trekker Overview

Eligibility*

Available to U.S. residents, age 84 or younger, who live in approved states.
Individuals aged 70-84 are eligible only for a $100,000 medical limit.
See Eligibility Requirements. Covers all international trips (up to 70 days
duration per trip) in a 364 day period. Participants must be enrolled in a
Primary Health Plan.

Highlights and Benefits*

  • Only a $50 annual deductible
  • Up to $250,000 in medical coverage ($100,000 for ages 70 to 84)
  • Guaranteed issue–up to age 84
  • Low cost–as little as $89 a year!
  • Emergency medical evacuation up to $500,000
  • Repatriation of mortal remains coverage up to $25,000
  • Accidental death up to $25,000
  • Beside visit coverage up to $1,500
  • No exclusion of pre-existing conditions regardless of age–no pre-ex waiting period!
  • Terrorism coverage automatically included
  • Covers downhill skiing and scuba diving
  • Covers an unlimited number of trips per year up to 70 days per trip

State and Country Restrictions*

GeoBlue Trekker is available in all states.

Plan Underwriter*

GeoBlue Trekker is underwritten by 4 Ever Life Insurance Company, rated A- (Excellent) by A.M. Best. 4 Ever Life is an independent licensee of the Blue Cross and Blue Shield Association.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

High Limit Accidental Death Insurance

Traveling or living overseas can have it’s dangers. For example, the biggest cause of death for US citizens traveling or living overseas is automobile accidents. Plus many countries where our clients travel present a higher risk of danger due to adverse living conditions, terrorism or war. Protect your family 24/7 by purchasing our affordable accident death protection whether it’s for only a few days or a few years. Simplified issue with NO medical underwriting!

High Limit Accidental Death Insurance Overview

Why do I need Accidental Death & Dismemberment Protection?*

Traveling or living overseas can have it’s dangers. For example, the biggest cause of death for US citizens traveling or living overseas is automobile accidents. Plus many countries where our clients travel present a higher risk of danger due to adverse living conditions, terrorism or war. Protect your family 24/7 by purchasing our affordable accident death protection whether it’s for only a few days or a few years. Simplified issue with NO medical underwriting!

Anyone ages 18-74 who needs accident protection, including…*

  • Missionaries living overseas.
  • Personal or Business Travel – Domestic or International.
  • War Zone coverage – Most life insurance companies will not cover individuals that travel to War Zones or who have recently traveled to War Zone, with the High Limit Accident policy we have no problem providing coverage to them in these high risk areas.
  • Contractors in War Zone who need to provide coverage to their employees.
  • Security Guards in War Zones who need personal coverage.
  • Hazardous occupations such as Logging, Roughneck, Fisherman, Pilots and many more.
  • Key Person coverage.
  • High Limits – $50,000,000 or more.
  • Personal or Business Travel – Domestic or International.
  • Estate Planning Purposes.
  • Can be tailored to include: war & terrorism, aviation, common carrier, motor racing, mountain climbing, and more!

State and Country Restrictions*

High Limit Accidental Death Insurance is available in all states except: Colorado, Montana and Rhode Island. Excluded states and countries are subject to change; please contact us at (800) 647-4589 for an up-to-date list.

Plan Underwriter*

High Limit Accidental Death Insurance is underwritten by certain underwriters at Lloyd’s of London, the world’s oldest and largest insurance market.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 

International Assurance Travel Medical Plan

International Assurance – Our most “unique” travel medical plan for those traveling outside the US. Why is it unique? Four reasons: 1) one low daily premium rate regardless of your age. This makes our International Assurance plan so easy – especially for groups. 2) higher policy maximums than other plans. In fact, our coverage goes as high as $1,200,000. 3) higher extra hospital indemnity benefit which is used as extra cash to offset additional travel expenses – up to an extra $150.00 per day and 4) coverage can be extended up to 730 days when most other plans only go up to 6 or 12 months. Finally the International Assurance plan is fully insured by the worlds oldest and largest health insurance market.

International Assurance Travel Medical Plan Overview

International Assurance – Our most “unique” travel medical plan for those traveling outside the US. Why is it unique? Four reasons: 1) one low daily premium rate regardless of your age. This makes our International Assurance plan so easy – especially for groups. 2) higher policy maximums than other plans. In fact, our coverage goes as high as $1,200,000. 3) higher extra hospital indemnity benefit which is used as extra cash to offset additional travel expenses – up to an extra $150.00 per day and 4) coverage can be extended up to 730 days when most other plans only go up to 6 or 12 months. Finally the International Assurance plan is fully insured by the worlds oldest and largest health insurance market.

See our Highlight Flyer here:

International Freedom - Budget

Our newest, and most dependable product for US citizens traveling outside of the United States. The International Freedom - Budget allows you to travel worry free with high coverage, but without having to spend more than $0.98 per day. With the International Freedom Budget, you get a $50,000 medical maximum with a $250 deductible, plus more!

International Freedom - Budget Overview

Eligibility*

International Freedom – Budget is available to US Citizens traveling outside the US. You must be at least 14 days old. Benefits reduce upon attainment of age 70. Not approved at this time to sell non-US citizens.

Highlights and Benefits*

  • $50,000 medical maximum
  • $250 deductible
  • No Coinsurance
  • Emergency room, accidental dental, emergency evacuation, plus more!
  • Accidental Death and Dismemberment benefit of $25,000
  • Easy enrollment, extensions (top-ups) and renewals
  • Insurance underwritten by certain underwriters at Lloyd’s of London
  • Expert claims administration and international assistance services.

State and Country Restrictions*

This plan is available in all states, except AK, SD, NY, and MD. The plan is not available where the U.S. Department of State does not allow Americans to freely travel. Cuba, Iran, North Korea, South Sudan, Sudan, and Syria. Please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

International Freedom is underwritten by Certain Underwriters at Lloyd’s of London and is rated A (Excellent) by A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

International Freedom - Essential

Our newest, and most dependable product for US citizens traveling outside of the United States. The International Freedom - Essential allows you to travel worry free with high coverage, but without having to spend more than $1.57 per day. With the International Freedom Essential, you get a $250,000 medical maximum with a $100 deductible, plus more!

International Freedom - Essential Overview

Eligibility*

International Freedom – Essential is available to US Citizens traveling outside the US. You must be at least 14 days old. Benefits reduce upon attainment of age 70. Not approved at this time to sell non-US citizens.

Highlights and Benefits*

  • $250,000 medical maximum
  • $100 deductible
  • No Coinsurance
  • Emergency room, accidental dental, emergency evacuation, plus more!
  • Accidental Death and Dismemberment benefit of $50,000
  • Easy enrollment, extensions (top-ups) and renewals
  • Insurance underwritten by certain underwriters at Lloyd’s of London
  • Expert claims administration and international assistance services.

State and Country Restrictions*

This plan is available in all states, except AK, SD, NY, and MD. The plan is not available where the U.S. Department of State does not allow Americans to freely travel. Cuba, Iran, North Korea, South Sudan, Sudan, and Syria. Please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

International Freedom is underwritten by Certain Underwriters at Lloyd’s of London and is rated A (Excellent) by A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

International Freedom - Elite

Our newest, and most dependable product for US citizens traveling outside of the United States. The International Freedom - Elite allows you to travel worry free with high coverage, but without having to spend more than $2.60 per day. With the International Freedom Elite, you get a $1,000,000 medical maximum with a $0 deductible, plus more!

International Freedom - Elite Overview

Eligibility*

International Freedom – Elite is available to US Citizens traveling outside the US. You must be at least 14 days old. Benefits reduce upon attainment of age 70. Not approved at this time to sell non-US citizens.

Highlights and Benefits*

  • $1,0000 medical maximum
  • $0 deductible
  • No Coinsurance
  • Sports and adventure sports are covered (some restrictions may apply)
  • Emergency room, accidental dental, emergency evacuation, plus more!
  • Accidental Death and Dismemberment benefit of $100,000
  • Easy enrollment, extensions (top-ups) and renewals
  • Insurance underwritten by certain underwriters at Lloyd’s of London
  • Expert claims administration and international assistance services.

State and Country Restrictions*

This plan is available in all states, except AK, SD, NY, and MD. The plan is not available where the U.S. Department of State does not allow Americans to freely travel. Cuba, Iran, North Korea, South Sudan, Sudan, and Syria. Please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Plan Underwriter*

International Freedom is underwritten by Certain Underwriters at Lloyd’s of London and is rated A (Excellent) by A.M. Best Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

RoundTrip® Economy

The Round Trip Economy is the base level of our RoundTrip Series. Affordable trip cancellation, trip delay, medical, emergency evacuation and lost or stolen luggage benefits. For US citizens and legal residents only.

RoundTrip® Economy Overview

Eligibility*

US citizens and legal residents purchasing the plan while within the US are eligible under RoundTrip Economy.

SPECIAL NOTE: Residents of Washington*

RoundTrip Economy is not available in the state of Washington. However, a comparable plan called RoundTrip Elite is available. Please call us at (800) 647-4589 or 01 (480) 821-9052 so we can help you apply for RoundTrip Elite.

Highlights and Benefits*

  • Trip cancellation up to $20,000
  • Trip interruption
  • Trip delay
  • Missed connection
  • Lost baggage and baggage delay
  • Emergency medical expense up to $25,000
  • Emergency medical evacuation/repatriation up to $250,000
  • Common carrier accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • Optional flight accident coverage
  • Optional collision coverage for rental vehicles
  • Lost passport assistance and embassy referral
  • For trips up to 90 days

State and Country Restrictions*

RoundTrip Economy is eligible in all US states except Washington. The plan does not cover travel to or from the following countries: Balkans Sanctions, Belarus Sanctions, Burma Sanctions, Cote d’Ivoire (Ivory Coast), Cuba Sanctions, Democratic Republic of Congo Sanctions, Iran Sanctions, Iraq Sanctions, Liberia Sanctions, North Korea Sanctions, Palestinian Authority Sanctions, Sudan Sanctions, Syria Sanctions, and Zimbabwe Sanctions. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

SPECIAL NOTE: Residents of Washington*

RoundTrip Economy is not available in the state of Washington. However, a comparable plan called RoundTrip Elite is available. Please call us at (800) 647-4589 or 01 (480) 821-9052 so we can help you apply for RoundTrip Elite.

Plan Underwriter*

RoundTrip Economy is underwritten by United States Fire Insurance Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

RoundTrip® Elite

The Round Trip Elite is the highest level of our RoundTrip Series. Affordable trip cancellation, trip delay, medical, emergency evacuation and lost or stolen luggage benefits. For US citizens and legal residents only.

RoundTrip® Elite Overview

Eligibility*

US citizens and legal residents purchasing the plan while within the US are eligible under RoundTrip Elite.

Highlights and Benefits*

  • Trip cancellation up to $30,000
  • Trip interruption
  • Trip delay
  • Missed connection
  • Lost baggage and baggage delay
  • Emergency medical expense up to $250,000
  • Emergency medical evacuation/repatriation up to $1,000,000
  • Common carrier accidental death and dismemberment (AD&D)
  • Repatriation of mortal remains
  • Optional flight accident coverage
  • Optional collision coverage for rental vehicles
  • Lost passport assistance and embassy referral
  • For trips up to 90 days

State and Country Restrictions*

RoundTrip Elite is eligible in all US states. The plan does not cover travel to or from the following countries: Balkans Sanctions, Belarus Sanctions, Burma Sanctions, Cote d’Ivoire (Ivory Coast), Cuba Sanctions, Democratic Republic of Congo Sanctions, Iran Sanctions, Iraq Sanctions, Liberia Sanctions, North Korea Sanctions, Palestinian Authority Sanctions, Sudan Sanctions, Syria Sanctions, and Zimbabwe Sanctions. Excluded states and countries are subject to change; please contact us at (800) 647-4589 or 01 (480) 821-9052 for an up-to-date list.

Brochures

RoundTrip Elite

RoundTrip Elite Florida

RoundTrip Elite Kansas, Missouri, and Virginia

RoundTrip Elite Washington

Plan Underwriter*

RoundTrip Elite is underwritten by United States Fire Insurance Company.

*Questions about what you see here? Please download the plan brochure for a complete schedule of benefits, exclusions, and other details. Or give us a call at (800) 647-4589 or 01 (480) 821-9052.

War Zone Life & Health

Most life and health insurance policies contain exclusions for overseas travel to high risk countries of conflict or active war zones. By combining up to four different products a need has now been created for insurance programs to provide high risk, high limit coverage that fills the gap of traditional insurance programs. These four plans can be quoted separately on either an individual or group basis. This allows one to pick and choose the best possible combinations to fit their needs while traveling abroad. They include accidental death and dismemberment, medical, kidnap/ransom and disability insurance protection. See our War Zone Life & Health brochure and then contact for further information. Our contact information is located at the bottom of the last page of the brochure and on this web site.
NOTE: War Zone Brochure
NOTE: Kidnap-Ransom Brochure
NOTE: High-Limit Accident Brochure
NOTE: Disability Income Solutions Brochure
NOTE: USAway Brochure

War Zone Life & Health Overview

Most life and health insurance policies contain exclusions for overseas travel to high risk countries of conflict or active war zones. By combining up to four different products a need has now been created for insurance programs to provide high risk, high limit coverage that fills the gap of traditional insurance programs. These four plans can be quoted separately on either an individual or group basis. This allows one to pick and choose the best possible combinations to fit their needs while traveling abroad. They include accidental death and dismemberment, medical, kidnap/ransom and disability insurance protection. See our War Zone Life & Health brochure and then contact for further information. Our contact information is located at the bottom of the last page of the brochure and on this web site. Also a quick video overview of this plan can be viewed here!

If you can’t find what you’re looking for or have questions about travel insurance, please call (800) 647-4589 or 01 (480) 821-9052; or ask a Client Advisor and we’ll be in touch soon.