The #1 Independent Worldwide Leader in Short Term Health Insurance

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      BBB accredited business    Traducer a Espaņol

For over 40 years Insurance Services of America has been helping individuals and families find short term health insurance and assisting businesses find affordable alternatives to expensive COBRA health benefits.  Every day the news reports of increasing unemployment with companies laying off more employees and stories of individuals and families having difficulty paying for medical insurance; yet cannot afford to go without health insurance due to the sky rocketing costs of medical care.  A low cost alternative is our HCC STM short term health insurance plan.  Purchase health insurance today!
   


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short term health insurance

1. Have you been recently laid off or lost your group health insurance?

2. Are you currently on COBRA?  This law gives you the option to pay and continue your current group health insurance for a limited time read more.

3. Do you want to lower your health insurance expenses?

If you want an affordable temporary health insurance policy, than our HCC STM short-term medical plan is perfect if you:

  1. Want lower health insurance premiums and

  2. Have no health problems or pre-existing conditions

  3. Expect to obtain individual, group or MEDICARE health insurance within the next 6 - 12 months.

  • $2,000,000 sickness and accident benefit

  • Total Freedom to choose any doctor

  • $50 Urgent Care Co-Pay (not subject to deductible)

  • 6 deductibles & 2 co-insurance options

  • No Citizenship requirements (Spanish Brochure Available)

  • Monthly or lump-sum payment mode

  • 1 - 12 months of coverage (6 months max. in certain states)

  • Underwritten by HCC Life Insurance Company. rated A+ (Superior) by A.M. Best

  • Bilingual Home Office Customer Support


 

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If your state is not available, then call us for our other plans.
 

 
 
Frequently Asked Questions:
1. What is short-term health insurance?
2. Where can I review the benefits?
3. How does the plan work?		 4. What is co-insurance?
5. How soon can I start my coverage?
6. What if I need more time later? Or what if I need coverage
    for the entire year?
 
Click Here to find out how you can sell and FIELD ISSUE this high quality short-term major medical plan to your clients.  You can also use our Agent Section to print a brochure, rate sheet and application forms. 

- Read our new blog and get advice on which plan is best for you.  Read about updates, new changes and answers to short-term health insurance questions..
 

 


Awarded the Prestigious
HCC Medical Insurance Services
"Top Producer Award" for
2000, 2001, 2002, 2003, 2006 & 2007